Personal Banking
Comprehensive banking solutions designed for your personal financial needs
Our Approach to Personal Banking
At Lao Construction Bank, we believe that personal banking should be simple, secure, and accessible. Our personal banking services are designed to help you manage your finances effectively, whether you're saving for the future, planning a major purchase, or simply need day-to-day banking convenience.
We offer a comprehensive range of products and services tailored to meet the diverse needs of our personal banking customers, from basic checking accounts to specialized savings products and personal loans.
Deposit & Savings Products
Current Accounts
Everyday banking made simple
- • Easy access to your funds
- • Debit card included
- • Online banking access
- • Mobile banking app
- • ATM network access
Savings Accounts
Grow your savings with competitive rates
- • Competitive interest rates
- • Flexible deposit options
- • Easy withdrawals
- • Monthly interest payments
- • No minimum balance required
Term Deposits
Higher returns for longer-term savings
- • Fixed interest rates
- • Flexible terms (3-60 months)
- • Higher returns than savings
- • Secure investment option
- • Early withdrawal options available
Personal Loans & Mortgages
Personal Loans
Flexible financing for your personal needs
Whether you need funds for home improvements, education, medical expenses, or other personal goals, our personal loans offer competitive rates and flexible repayment terms.
- • Competitive interest rates
- • Flexible repayment periods
- • Quick approval process
- • No collateral required for smaller amounts
Home Mortgages
Make your dream home a reality
Our mortgage solutions help you purchase your home with favorable terms and competitive interest rates. We offer both fixed and variable rate options to suit your preferences.
- • Competitive mortgage rates
- • Long repayment terms available
- • Fixed and variable rate options
- • Pre-approval available
Digital Banking Features
Online Banking
Access your accounts 24/7 through our secure online banking platform. Check balances, transfer funds, pay bills, and manage your finances from anywhere.
Online banking coming soon
Debit & Credit Cards
Convenient payment cards for everyday purchases. Our debit cards are linked directly to your current account, while credit cards offer flexible payment options.
Apply for a CardATM Network
Access your money at ATMs across Laos. Withdraw cash, check balances, and perform basic transactions at our extensive network of ATMs.
Find an ATM