International Transfers & SWIFT
Secure and efficient cross-border money transfers
Cross-Border Money Transfers
Lao Construction Bank facilitates secure international money transfers through the global SWIFT network. Whether you're sending money to family abroad, paying international suppliers, or receiving payments from overseas, our international transfer services provide a reliable and efficient solution.
Our SWIFT-enabled services connect you to banks worldwide, ensuring your funds reach their destination safely and on time. We serve both personal and corporate clients with tailored solutions for their international transfer needs.
With competitive exchange rates and transparent fee structures, we make international transfers accessible and affordable for all our customers.
Our SWIFT / BIC Code
Use this code when sending money to LCB accounts from abroad
SWIFT / BIC Code
LCBVLALAXXX
Bank Name: Lao Construction Bank Limited
Location: Vientiane, Laos
What is a SWIFT Code?
A SWIFT code (also known as BIC - Bank Identifier Code) is a unique identifier for banks worldwide. When you need to send or receive money internationally, you'll need to provide this code along with the recipient's account details. Our SWIFT code ensures your funds are routed correctly to Lao Construction Bank.
How to Send or Receive International Transfers
Sending Money Abroad
Step-by-step guide to sending international transfers
- 1Visit any LCB branch with valid identification and account details
- 2Provide the recipient's bank details including their SWIFT code, account number, and bank name
- 3Specify the amount and currency you wish to send
- 4Review and confirm the transfer details, including fees and exchange rates
- 5Complete the transaction and receive confirmation
Receiving Money from Abroad
How to receive international transfers to your LCB account
- 1Share your LCB account details with the sender, including our SWIFT code: LCBVLALAXXX
- 2Provide your full account number and account holder name as it appears on your account
- 3Include our bank address: Unit 10, Cosco Road, Phonsinuan Village, Vientiane
- 4The sender initiates the transfer from their bank using the provided information
- 5Funds will be credited to your account once received and processed (typically 2-5 business days)
Transfer Fees & Processing Information
| Service | Fee Structure | Processing Time |
|---|---|---|
| Outgoing SWIFT Transfer | Fixed fee per transaction + currency conversion (if applicable) | 2-5 business days |
| Incoming SWIFT Transfer | Minimal receiving fee (varies by amount) | 1-3 business days after receipt |
| Currency Exchange | Competitive exchange rates with transparent markup | Applied at time of transfer |
Note: Fees and processing times may vary depending on the destination country, amount, and currency. Some intermediary banks may charge additional fees. Please contact us for specific fee quotes for your transfer.
Compliance & Security
All international transfers are processed in compliance with international banking regulations, anti-money laundering (AML) requirements, and Know Your Customer (KYC) standards. We take security seriously and implement multiple layers of protection for your transactions.
Regulatory Compliance
All transfers comply with Bank of the Lao PDR regulations and international banking standards
Secure Processing
Encrypted SWIFT network ensures secure transmission of your transfer instructions
Transaction Monitoring
Advanced monitoring systems detect and prevent fraudulent activity
Documentation Required
Proper identification and documentation may be required for transfers above certain thresholds
Ready to Make an International Transfer?
Visit any of our branches or contact us for assistance